It has long been understood the benefits of using a mortgage broker can bring to the stressful operation of acquiring a mortgage and purchasing a home. Whether you choose to acquire an online or local mortgage broker, they can act on your behalf to find you the best deals from many different lenders and can offer a variety of loan options.
If you are looking to move into or around the Stockport area, then it may be in your best interest to use a mortgage advisor that is based in the local area. If an advisor is operating within the area you wish to purchase, they will have first-hand knowledge of the local housing market and be able to give advice from first-hand experience.
Here at TaylorMade, we believe that local is best, so let’s take a look at the top 5 reasons we think it would be beneficial to you to choose a local mortgage broker in Stockport, like us.
Why a Local, Independent Mortgage Broker in Stockport is Best
There are pros and cons to online and local mortgage brokers. With online brokers, you have the advantage of instant help with your mortgage, however, what it lacks is the local knowledge of the housing market and access to local lenders. Here’s why we think local is best:
Understanding the Stockport Housing Market
When it comes to help with finding a home, this is one of the most advantageous points a mortgage broker can offer. Physical access to the local housing market means that they understand the nuances of the Stockport neighbourhoods, including property prices, current market trends, and upcoming developments. So, whether it’s a property in urban Heaton Moor or the endless canals and greenery of Marple that attracts you, at Taylormade we understand the Stockport housing market like the back of our hand, meaning we can tailor your mortgage to you.
Established Relationships with Local Lenders
With local mortgage advisors, it can be beneficial to utilise their close relationships with their neighbouring businesses, such as small local mortgage lenders or building societies that only offer mortgages to those within a certain geographical location. Also, local housing associations may offer schemes to assist customers in raising a deposit or offer their properties only to residents from the local area.
Real, Human Connection
You can’t beat face-to-face interaction when it comes to one of the biggest milestones in your lifetime. At Taylormade, we understand how important it is to build a connection with our customers to truly understand their needs, financial goals, and long-term plans for their new homes. This means we’re able to recommend the best mortgage options for your unique situation. It’s important to know that if face-to-face isn’t an option at the time you need it, then our specialised team are just a phone call away to answer all your questions and provide clear, jargon-free advice.
Personalised Service
Using a local mortgage broker in Stockport like Taylormade also means that we’re able to look into the finer details of local lenders that can make a huge difference. We have the ability to advise on local stamp duty implications, property prices, and potential hidden costs associated with properties in Stockport. We also have the ability to come and see you personally, to sit down in a surrounding of your choosing and discuss your needs. We feel this level of personalised service means we can really get to know our customers and provide the highest level of service.
Access to Local Contacts
Local mortgage advisers tend to have relationships with local solicitors, surveyors, and estate agents, which can help to streamline the house-buying process by coordinating all professionals involved in the process.
TaylorMade: How We Can Help You Find Your Perfect Home in Stockport
Stockport has a lot to offer potential buyers with great shopping facilities and a range of cafés, restaurants, and bars whilst also being just 7 miles from Manchester city centre. TaylorMade is a mortgage advisor in Stockport with first-hand knowledge of the best neighbourhoods, current house prices, and upcoming developments in Stockport to ensure that you get the best deal on the market for your money.
Your Local, Independent Mortgage Broker in Stockport
TaylorMade is a mortgage broker in Stockport able to help you through the intense and confusing experience of finding the right mortgage. Our team can talk you through the entire process and find you the best deal on the market today by liaising with lenders, valuers, and solicitors on your behalf.
Come and speak to your independent, local mortgage broker in Stockport today, also operating throughout the UK, to see how we can help you.