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Mortgages for first time buyers

Mortgages on a second property

If you’re looking to invest in a second property whilst still retaining your existing home, we can help you find the right mortgage for you. Many buyers assume that a second mortgage is easier to obtain but there are often more hoops to jump through and it is always best to seek professional help.

More often than not, people don’t have enough equity in their existing home to remortgage and buy their second property outright. Hence the need for a second mortgage.

What you intend to do with your second property will determine the type of mortgage you will need. Whether you’re looking to keep the property as a second home, or rent it out to a third party, we can find the best deal on the market for you.

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Everything you
need to know…

Second home

Lenders can be a little more cautious when it comes to second home mortgages and it’s likely that you will need a bigger deposit than you did with your first mortgage. The process can be a little trickier too as not all lenders provide second mortgages. However, we can still find you great deals as long as you can prove that your income will cover both mortgage repayments. It’s worth considering too that second home mortgages often come with higher interest rates.

Buying to let

If you are planning on renting out your second property then you will need a buy to let mortgage. Unlike a traditional mortgage, how much you can borrow is determined by the property’s potential rental income, rather than your own. It is still advantageous to have a decent sized deposit when buying a second property with the intention of renting it out, as you can get more competitive deals.


Finding a mortgage for a second property, whatever your intentions, couldn’t be simpler with the help of TaylorMade. Our expert advisers can ensure that you get the best deal possible and that the whole process is as smooth as can be.

Contact one of our advisers to get started today.

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Mortgage Calculators

Our online mortgage calculators have been designed to help you with the most common mortgage questions such as ‘how much can I borrow?’ and ‘how much will it cost?’

To get a more accurate idea we recommend that you speak to one of our expert mortgage advisers.

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Why choose


We conduct a thorough and obligation free financial review to ensure our services are appropriate for you.


We provide a face to face meeting, to take you through the best options for you, in the comfort of your own home.


We aim to support the Financial Conduct Authority initiative of ‘Treating Customers Fairly’ at all times.


We provide you with all the information that you need to make a decisive and informed decision.


With access to a comprehensive range of first charge mortgages and protection, we can deliver a complete range of flexible mortgage solutions to fit your exact requirements.


We provide our clients with an ongoing service by conducting an annual review to ensure that their current mortgage arrangements still suit their needs.


Our comprehensive service includes an initial no obligation consultation, professional advice and recommendation, help with legal paperwork and an annual review for every customer.


All of our advisers are helpful, courteous and ready to listen at all times.

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We have a wealth of happy customers who can’t help but shout about our excellent services.

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Thankyou Jack, much appreciation sent to you for your hard work. We’re very impressed with the speed and service of TaylorMade and won’t hesitate to recommend. Kindest regards, Megan Boyd, Lincolnshire – 15/04/24



Thank you Jack for all your help in making this happen. It’s hugely appreciated and makes a huge difference to us. Warmest wishes, Brek & Luke Taylor-Tamblyn, Oxfordshire – 09/04/24


Talk to us

If you're unsure and need some advice just give us a call, our expert team of advisers are available to help you choose the mortgage that is right for you.

0345 305 2540

By clicking on the above link you will be leaving the regulated site of TaylorMade Finance Ltd. TaylorMade Finance Ltd is not responsible for the accuracy of the information contained within the linked site.

TaylorMade Finance Ltd is authorised and regulated by the Financial Conduct Authority.


In the event that you wish to complain, you can contact us by email, telephone or letter.

Our address for this is:
Complaints Officer, TaylorMade Finance Ltd, 4 Church Road, Urmston, Manchester, M41 9BU. Our email address is and our telephone number is 0161 776 1089. We will then investigate the issues raised and inform you of our findings. Should you be unhappy with the resolution to your complaint you may contact the Financial Ombudsman Service, who can be contacted at the following address: Financial Ombudsman Service, Exchange Tower, London, E14 9SR.

Phone: 0800 0234 567

Your mortgage will be secured against your property.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our fee for this service is 1.95% of the mortgage balance (minimum £1,295 to a maximum of £2,995 although reduced to maximum £1,995 without debt consolidation). Typically this will be £1,995.