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Mortgages for first time buyers

Fixed rate mortgage deals


A fixed rate mortgage will charge you a specific amount of interest for a set period of time. No matter what happens, your mortgage repayments will stay the same until stated otherwise. Once you’ve completed your fixed rate period, your mortgage will automatically change to a variable rate.

Fixed rate periods can last for as little as a year to as long as 10 years. Different lenders provide different periods and whether you lock yourself into a short or long term deal is a personal decision as well as a financial one.

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Everything you
need to know…

What are the pros and cons of fixed rate mortgages?


Perhaps the greatest benefit of fixed rate mortgages is that they protect you from fluctuating interest rates and unpredictable mortgage repayments. By selecting a fixed rate you can budget effectively and ensure your mortgage remains affordable for the duration of your fixed period.

However, with some fixed rate mortgages charging high arrangement fees, it’s important that you take all associated costs into account before submitting an application.

How can I get great value for money?


If you’re looking for predictability, a fixed rate mortgage is a great way of ensuring your mortgage repayments stay the same each month. Once your fixed period is over and your mortgage rate automatically become variable, it may be wise to reassess your options and select a new fixed rate deal.

With our help, you can compare a multitude of mortgage deals from a wide range of lenders in a matter of seconds. Whether you’re a first time buyer or an existing home owner looking to remortgage onto a better deal, we’ll help you find the best mortgage for your personal circumstances.

Thinking of remortgaging?

Remortgaging allows you to switch provider or mortgage products to save you money and to suit the changing requirements of your lifestyle.

Before remortgaging, or before you decide to remortgage with your existing provider, it is essential to speak with an independent mortgage expert.

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Mortgage
types

Mortgage Calculators

Our online mortgage calculators have been designed to help you with the most common mortgage questions such as ‘how much can I borrow?’ and ‘how much will it cost?’

To get a more accurate idea we recommend that you speak to one of our expert mortgage advisers.

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Why choose
us?

We compare over 70 lenders

We compare over 70 lenders to ensure you get the very best mortgage deal suited to your lifestyle. We’ve been around for a long time and we know the mortgage providers inside out.

WITH YOU EVERY STEP OF THE WAY

We offer a personal concierge service so you will meet us face to face. Our expert mortgage advisors will provide you with all the information you need to make an informed decision.

There are no hidden fees

You will never pay more than 1.95% of the mortgage balance. Our average fee is 1% and the minimum fee you will pay is £1295.

We make it quick and easy

We can get you a mortgage in as little as two weeks. We’ll help you fill out all of the forms and will never put you forward for anything you are not likely to be accepted for.

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Taylor Made Testimonials

Don't just take our word for it


We have a wealth of happy customers who can’t help but shout about our excellent services.

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Excellent
425 Reviews
4.9 Rating

Chloe

Dan was incredibly helpful throughout the entire process - clear advice and explanation at all times and even went back to find a better deal after I had already accepted the first. Absolutely went above and beyond and I'm ever so grateful. Thank you!

14.10.2024

Whitney & Marley

Hello Neil, Thank you so much. We are so excited for this next chapter. Thank you for the amazing service, we are over the moon. Your help and guidance has been very much appreciated. Wishing you a lovely weekend! Whitney & Marly

16.09.2024

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situation?

Talk to the experts

Talk to the experts


With access to the entire mortgage market, the team at TaylorMade can help you find the most suitable mortgage product for your situation.

Whether you’re a first time buyer, a self employed small business owner or a buy-to-let investor, our mortgage experts can help you get a great deal.

To learn more about our service, please get in touch with one of our expert advisers.

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Talk to us

If you're unsure and need some advice just give us a call, our expert team of advisers are available to help you choose the mortgage that is right for you.

0345 305 2540 info@taylormade-finance.co.uk

By clicking on the above link you will be leaving the regulated site of TaylorMade Finance Ltd. TaylorMade Finance Ltd is not responsible for the accuracy of the information contained within the linked site.

TaylorMade Finance Ltd is authorised and regulated by the Financial Conduct Authority (FCA Registration Number 669968). Company Registration Number 06742859

Complaints:

In the event that you wish to complain, you can contact us by email, telephone or letter.

Our address for this is:
Complaints Officer, TaylorMade Finance Ltd, 4 Church Road, Urmston, Manchester, M41 9BU. Our email address is info@taylormade-finance.co.uk and our telephone number is 0161 776 1089. We will then investigate the issues raised and inform you of our findings. Should you be unhappy with the resolution to your complaint you may contact the Financial Ombudsman Service, who can be contacted at the following address: Financial Ombudsman Service, Exchange Tower, London, E14 9SR.

Email: complaint.info@financial-ombudsman.org.uk
Phone: 0800 0234 567
https://www.financial-ombudsman.org.uk/

Your mortgage will be secured against your property.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our fee for this service is 1.95% of the mortgage balance (minimum £1,295 to a maximum of £2,995 although reduced to maximum £1,995 without debt consolidation). Typically this will be £1,995.