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Mortgages for first time buyers

Fixed rate mortgage deals

A fixed rate mortgage will charge you a specific amount of interest for a set period of time. No matter what happens, your mortgage repayments will stay the same until stated otherwise. Once you’ve completed your fixed rate period, your mortgage will automatically change to a variable rate.

Fixed rate periods can last for as little as a year to as long as 10 years. Different lenders provide different periods and whether you lock yourself into a short or long term deal is a personal decision as well as a financial one.

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Everything you
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What are the pros and cons of fixed rate mortgages?

Perhaps the greatest benefit of fixed rate mortgages is that they protect you from fluctuating interest rates and unpredictable mortgage repayments. By selecting a fixed rate you can budget effectively and ensure your mortgage remains affordable for the duration of your fixed period.

However, with some fixed rate mortgages charging high arrangement fees, it’s important that you take all associated costs into account before submitting an application.

How can I get great value for money?

If you’re looking for predictability, a fixed rate mortgage is a great way of ensuring your mortgage repayments stay the same each month. Once your fixed period is over and your mortgage rate automatically become variable, it may be wise to reassess your options and select a new fixed rate deal.

With our help, you can compare a multitude of mortgage deals from a wide range of lenders in a matter of seconds. Whether you’re a first time buyer or an existing home owner looking to remortgage onto a better deal, we’ll help you find the best mortgage for your personal circumstances.

Thinking of remortgaging?

Remortgaging allows you to switch provider or mortgage products to save you money and to suit the changing requirements of your lifestyle.

Before remortgaging, or before you decide to remortgage with your existing provider, it is essential to speak with an independent mortgage expert.

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Mortgage Calculators

Our online mortgage calculators have been designed to help you with the most common mortgage questions such as ‘how much can I borrow?’ and ‘how much will it cost?’

To get a more accurate idea we recommend that you speak to one of our expert mortgage advisers.

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Why choose

We compare over 70 lenders

We compare over 70 lenders to ensure you get the very best mortgage deal suited to your lifestyle. We’ve been around for a long time and we know the mortgage providers inside out.


We offer a personal concierge service so you will meet us face to face. Our expert mortgage advisors will provide you with all the information you need to make an informed decision.

There are no hidden fees

You will never pay more than 1.95% of the mortgage balance. Our average fee is 1% and the minimum fee you will pay is £1295.

We make it quick and easy

We can get you a mortgage in as little as two weeks. We’ll help you fill out all of the forms and will never put you forward for anything you are not likely to be accepted for.

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Thank you for sorting all this for us. You and your company have been fab. Thank you.


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Yes, everything went through. Getting settled in the New house. I love it. Thank you so much for all you did last week, if it wasn't for you it would not have happened. Both me and Darren want to say we are ever so grateful. My sister wanted your number so I am passing on your details with raving reviews.


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Talk to the experts

Talk to the experts

With access to the entire mortgage market, the team at TaylorMade can help you find the most suitable mortgage product for your situation.

Whether you’re a first time buyer, a self employed small business owner or a buy-to-let investor, our mortgage experts can help you get a great deal.

To learn more about our service, please get in touch with one of our expert advisers.

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Talk to us

If you're unsure and need some advice just give us a call, our expert team of advisers are available to help you choose the mortgage that is right for you.

0345 305 2540

By clicking on the above link you will be leaving the regulated site of TaylorMade Finance Ltd. TaylorMade Finance Ltd is not responsible for the accuracy of the information contained within the linked site.

TaylorMade Finance Ltd is authorised and regulated by the Financial Conduct Authority.

Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details:

Your mortgage will be secured against your property.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1.95% of the mortgage amount, subject to a minimum fee of £1,295 and an overall maximum fee of £2,995 payable on completion.