Call us: 0345 305 2540
Can you really get a 40 year mortgage deal?

MORTGAGES | 23.12.2021

Can you really get a 40 year mortgage deal?


In recent weeks lenders have begun offering 40 year mortgage deals. This kind of long-term mortgage will aim to establish more certainty and flexibility for first time buyers. But what does this mean for borrowers? Here’s everything you need to know about 40 year mortgages.

Read me

Does debt consolidation affect getting a mortgage?

MORTGAGES | 14.12.2021

Does debt consolidation affect getting a mortgage?


As a first-time buyer, you might be worried about debt consolidation affecting your mortgage application. But getting your debts under control before applying for a mortgage is actually highly recommended – it’s a clear indication to a lender that you’ll be able to borrow and spend responsibly. In this guide, we’re going to show you how debt consolidation can actually help you get your mortgage on the move. Here’s everything you need to know.

Read me

What happens if you still have a mortgage when you retire?

MORTGAGES | 10.12.2021

What happens if you still have a mortgage when you retire?


Though paying off your mortgage before you retire might be one of your life goals, it isn’t always possible. With many people getting on the property ladder in their 30’s or 40’s and lenders offering very long-term deals, almost one in ten people who have reached retirement age are still repaying their mortgage. Here’s a guide on your options if you still have a mortgage when you retire.

Read me

What do the new mortgage lending rules mean for home prices?

LATEST NEWS | 04.12.2021

What do the new mortgage lending rules mean for home prices?


Officials are considering changing the part of affordability checks which tests whether borrowers could afford their repayments, even if they moved to a higher interest rate mortgage deal after their fixed-rate deal ends. While it may be easier to secure a mortgage under these new conditions, finding a home you can afford could be much harder. Here’s everything you need to know about the potential changes and what they mean for house prices.

Read me

Talk to us

If you're unsure and need some advice just give us a call, our expert team of advisers are available to help you choose the mortgage that is right for you.

0345 305 2540 info@taylormade-finance.co.uk

By clicking on the above link you will be leaving the regulated site of TaylorMade Finance Ltd. TaylorMade Finance Ltd is not responsible for the accuracy of the information contained within the linked site.

TaylorMade Finance Ltd is authorised and regulated by the Financial Conduct Authority.

Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: http://financial-ombudsman.org.uk

Your mortgage will be secured against your property.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1.95% of the mortgage amount, subject to a minimum fee of £1,295 and an overall maximum fee of £2,995 payable on completion.