Many older homeowners have struggled to remortgage their properties in recent years, thanks to restrictive affordability measures introduced by mortgage providers to reduce risk.
One of the biggest decisions when choosing a mortgage is the length of time you fix your deal for. Terms can range from five years to 35, meaning you may have lots of choice when it comes to finding the right mortgage for you. Let’s take a look at the pros and cons of long term mortgages versus short term deals.
If you have an interest-only mortgage that’s set to expire, you may be worried about what action to take. Here are a few things to consider.
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If you're unsure and need some advice just give us a call, our expert team of advisers are available to help you choose the mortgage that is right for you.
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Your mortgage will be secured against your property.
Your home may be repossessed if you do not keep up repayments on your mortgage.
For mortgages we can be paid by commission, or a fee of usually 1% of the loan amount.
TaylorMade Finance Ltd is authorised and regulated by the Financial Conduct Authority.
The Financial Conduct Authority does not regulate Will Writing and some aspects of estate planning. Buy-to-Let Mortgages and Secured Loans.
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.