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Mortgage Approvals Have Risen to 13 Year High

MORTGAGES | 07.01.2021

Mortgage Approvals Have Risen to 13 Year High


The pandemic has undoubtedly caused many homeowners and first-time buyers to reassess their living situation and what they want from a future property purchase. This coupled with the government’s stamp duty holiday has led to a rise in mortgage approvals in the UK, with approvals reaching their highest levels in 13 years.

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Is Your Mortgage Deal About to End? Should You Remortgage?

MORTGAGES | 22.12.2020

Is Your Mortgage Deal About to End? Should You Remortgage?


If you decide to switch lenders for a remortgage, then a new mortgage valuation will be carried out, which could change the LTV (loan-to-value) of your loan. It can be hugely beneficial to speak to a mortgage broker, who will be able to tell you if you can possibly save by switching lenders. They can also let you know if you’d be better off sticking with your current lender, and simply moving to a new deal with them.

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Major UK Bank Offers 90% Mortgages Due to Buyer Demand

MORTGAGES | 22.12.2020

Major UK Bank Offers 90% Mortgages Due to Buyer Demand


A wave of UK banks and building societies have restarted lending to homebuyers with small deposits, as continued demand appears to ease fears over house prices. Ever since the market reopened back at the beginning of summer, many mainstream lenders have been cautious about risky mortgage lending. Now major UK bank, Natwest, has become the latest to once again offer 90% mortgage deals.

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