When choosing to go to University there is a hefty fee that comes with it. So how does acquiring this level of debt affect us further down the line – such as when trying to get a mortgage? This guide is here to help you gain a better understanding of how a student loan may affect your mortgage application.
Buying your first home is a big commitment. Making such a commitment should not be as a result of rushed decisions or from the pressure of others around you. As a first-time buyer, buying a home can take time, and you should take extra care to avoid these 5 first-time buyer mistakes.
When we think about how our homes are valued, we think of the size, location and condition of our homes and how these can affect the current value. However, there are many more, often unexpected factors that you may not have considered when thinking about the selling price of your home or the price of the home you’re looking to buy.
We may not like to hear it but the cost of living is well and truly on the rise. From fuel prices to gas and electricity bills, a rise in national insurance, and even supermarket visits becoming more costly – households all over the UK are facing a dramatic increase in expenditure that many of us can not afford. It is time to sit and think about what we can do to lower the strain on our wallets.
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If you're unsure and need some advice just give us a call, our expert team of advisers are available to help you choose the mortgage that is right for you.
TaylorMade Finance Ltd is authorised and regulated by the Financial Conduct Authority.
Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: http://financial-ombudsman.org.uk
Your mortgage will be secured against your property.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of up to 1.95% of the mortgage amount, subject to a minimum fee of £1,295 and an overall maximum fee of £2,995 payable on completion.