Lancaster is both a city and county town located in Lancashire, boasting a rich and diverse landscape. Situated at the head of the estuary of the River Lune, Lancaster provides stunning natural beauty, eclectic cuisine and vibrant lifestyle amenities, plus a complex and interesting history.
Cost of living in Lancaster aligns with the national average, house prices also mirror this, and the area boasts a relatively buoyant local economy. The city is known for its strong community centred around arts and culture and as a hub for cultural enthusiasts, making it appealing to both families and professionals.
From the rich natural beauty of the Lancaster Canal and Williamson Park to a vibrant shopping, dining, and entertainment scene, and, its variety of local and national transport options, we’re struggling to find a reason why you wouldn’t want to move to Lancaster.
If this vibrant city sounds appealing, let us help you secure a mortgage uniquely tailored to your needs…
How we can help
Financing your first home in Lancaster
Lancaster offers affordable housing compared to other UK cities, alongside crime rates that are comparable to the national average, making it a great choice when purchasing your first home.
You can expect a choice of period properties such as Victorian and Georgian townhouses, as well as new build properties, with an average price of around £222,743. You can expect leafy streets and a peaceful ambience in the likes of Scotforth, a warm community and vibrancy in the neighbourhood of Bowerham, and beauty and suburban charm in the family-friendly Hala.
A specialist mortgage advisor in Lancaster, such as our team at Taylormade, can help take the overwhelm out of financing your first home. We can help ease you into the buying process and assist you from initial application through to completion, as well as dealing with estate agents, solicitors, and surveyors on your behalf.
Moving home in Lancaster
If you’re thinking your next move will be to the picturesque, cobbled streets of Lancaster then you’ve made a great choice. Lancaster can offer an exceptional quality of life whether you’re a family, single professional, or retired couple looking for a change in scenery.
Getting around in Lancaster couldn’t be easier. You can catch a train to Preston in 20 minutes and Manchester in an hour, the M6 also makes the likes of Blackpool and Morecombe accessible for a change of scenery.
If you’re considering a move to Lancaster, we can help in securing the best mortgage deals on the market today. Our team will handle all the complicated sums to determine how best to switch from your existing mortgage to the new one. We can also help if you have trouble obtaining a new mortgage due to a change in circumstances.
Investing in property in Lancaster
Lancaster has an abundance of opportunities to offer buy-to-let investors. It is the main shopping and service centre for this part of North-West England, with a busy social scene due to its large student population, excellent transport links and a thriving employment industry. Lancaster, along with the wider Lancaster City Council area has a population of around 146,038, meaning there is great potential for those looking to purchase a buy-to-let property.
Our team of mortgage advisors in Lancaster help hundreds of landlords secure buy-to-let mortgages on investment properties. If you’d like help finding the perfect deal and keep your expenses low, get in touch with our team of talented mortgage brokers in Lancaster today.
Remortgaging in Lancaster
If you’re already living in Lancaster and looking to remortgage in favour of a better deal or to free up some cash, our team of specialist mortgage advisors in Lancaster can help you choose from a wide variety of products to suit your needs.
If you have been with your current mortgage lender for some time, then chances are you may be paying more for your mortgage than you need to. Remortgaging allows you to switch from your current mortgage to a different mortgage provider or product. We have experienced, professional mortgage advisors in Lancaster who can guide you through the whole process and help select the best deal for you.
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We have a wealth of happy customers who can’t help but shout about our excellent services.
Rebecca
Amazing service from start to finish Peter went above and beyond for us and literally sorted everything, I would definitely recommend them to anyone needing mortgage advice of any description. Thank you so much
17.04.2025
Emma-Louise Gregory
Exceptional service! Peter was so fantastic to deal with and help solve all of my issues, he was polite, understanding and always on time! Highly recommend this awesome company and will be a lifelong customer. Thank you Peter! Truly grateful to you
20.03.2025
Need more information?
Looking to learn more about any of our specialist services? If there’s anything you’d like to know in more detail, or you’d simply like to discuss your specific circumstances with one of our mortgage advisers, you can do so simply and easily.
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If you're unsure and need some advice just give us a call, our expert team of advisers are available to help you choose the mortgage that is right for you.
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TaylorMade Finance Ltd is authorised and regulated by the Financial Conduct Authority (FCA Registration Number 669968). Company Registration Number 06742859
Complaints:
In the event that you wish to complain, you can contact us by email, telephone or letter.
Our address for this is:
Complaints Officer, TaylorMade Finance Ltd, 4 Church Road, Urmston, Manchester, M41 9BU. Our email address is info@taylormade-finance.co.uk and our telephone number is 0161 776 1089. We will then investigate the issues raised and inform you of our findings. Should you be unhappy with the resolution to your complaint you may contact the Financial Ombudsman Service, who can be contacted at the following address: Financial Ombudsman Service, Exchange Tower, London, E14 9SR.
Email: complaint.info@financial-ombudsman.org.uk
Phone: 0800 0234 567
https://www.financial-ombudsman.org.uk/
Your mortgage will be secured against your property.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Our fee for this service is 1.95% of the mortgage balance (minimum £1,295 to a maximum of £2,995 although reduced to maximum £1,995 without debt consolidation). Typically this will be £1,995.